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    An and Implementation of the Payment System using one - time Credit Information
    Jong Cheol Shin, Jong Youl Park, Hyung Hyo Lee, Dong Ik Lee, Seok Hwan Yoon The KIPS Transactions:PartC, Vol. 9, No. 3, pp. 351-358, Jun. 2002
    10.3745/KIPSTC.2002.9.3.351